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9 Ways to Freshen Up Your Finances

Posted by BALANCE on Apr 26, 2021 4:48:34 PM

When it comes to spring cleaning, most people target their homes. And while it’s always a good idea to reduce clutter and clean up, don’t forget to refresh your finances as well. That’s right, it’s time to scrub away bad financial habits and dust off your savings goals.

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Raising Money-Smart Kids

Posted by BALANCE on Apr 15, 2021 11:24:53 AM

Every year, American children receive over $15 billion in allowance, gifts and wages – reason enough to start teaching children money management and consumer skills at a young age. The following tips can make the difference between a child who grows up to be financially secure – and one who isn’t.

Teach by example: The best way to instill good financial habits is by “walking the talk.” For instance, when you go shopping, include your kids in the process – planning, budgeting, and comparing prices and quality. If they urge you to buy something that is over budget, explain that spending more on the item you’re purchasing today is not as important as saving up for something else you need or want in the future.

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Topics: Youth Education, kids, family

Personal Finance Topics All High School Students Should Know

Posted by BALANCE on Sep 16, 2020 9:30:13 AM

For good reason, high school students are set on an academically rigorous track towards college. Unfortunately, though, personal finance (a topic they need to understand to survive in life) is rarely taught to them in school.

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Maintain Motivation with Your Financial Goals

Posted by BALANCE on Feb 20, 2018 11:49:10 AM

How are those New Year’s resolutions coming?

As anyone who’s ever made goals for the year knows, setting them is easy. Following through, however, is another story. This can be especially true when it comes to financial goals. We all want to build a nice savings cushion or pay off debt, but sticking to your plan can be very challenging as the weeks and months roll on, and new expenses present themselves.

To help you stay focused; check out these tips for achieving your financial goals this year:

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Help Your Kids Stay Debt-Free Later in Life

Posted by BALANCE on Feb 1, 2018 10:36:46 AM

All parents want their kids to grow up to be financially secure. So why do so many children lack basic financial skills?

A recent study by the Program for International Student Assessment found that one in five American teens lack simple knowledge of how money works. As a subject, money seems to slip through the cracks between family and school, leaving many children to learn it on their own. The problem is that, without proper guidance, they may never grasp fundamentals like saving, balancing a budget, and avoiding debt, which can lead to stress and hardship when they grow up.

To ensure that your kids become money-smart adults, here are three things to keep in mind: 

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How to Keep Your Christmas Budget Merry and Bright

Posted by BALANCE on Dec 1, 2017 9:30:39 AM

Whether you’re ready or not, the Christmas season has officially begun. And while this time of year can be a great opportunity to connect with family, it can also be traumatic for your finances if you’re not careful.

So how do you buy gifts for everyone on your list without blowing up your budget? Try these tips:

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4 DIY Solutions to Help your Christmas Budget

Posted by BALANCE on Dec 8, 2016 11:41:25 AM


Christmas spending can be a budget buster. The expenses are numerous: presents, wrapping paper, food, travel and more. However, if you don’t have the funds to buy everything you want, there is no need to despair. With a little DIY creativity, you can get through the Christmas season without draining your checking account.

1. Get crafty

Why spend $40 to buy a scarf if you can knit it yourself with $15 of yarn? If you have a knack for crafts, making your own gifts is a great way to save, since supplies usually cost less than the finished product. Not only are homemade gifts cheaper, but many people appreciate them more than store-bought presents because of the personal touch. Don’t know your way around a glue gun? A framed photo always goes a long way.

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Topics: budget, Christmas, diy


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