BALANCE

Recent Posts

Maintain Motivation with Your Financial Goals

Posted by BALANCE on Feb 20, 2018 11:49:10 AM

How are those New Year’s resolutions coming?

As anyone who’s ever made goals for the year knows, setting them is easy. Following through, however, is another story. This can be especially true when it comes to financial goals. We all want to build a nice savings cushion or pay off debt, but sticking to your plan can be very challenging as the weeks and months roll on, and new expenses present themselves.

To help you stay focused; check out these tips for achieving your financial goals this year:

Read More

Help Your Kids Stay Debt-Free Later in Life

Posted by BALANCE on Feb 1, 2018 10:36:46 AM

All parents want their kids to grow up to be financially secure. So why do so many children lack basic financial skills?

A recent study by the Program for International Student Assessment found that one in five American teens lack simple knowledge of how money works. As a subject, money seems to slip through the cracks between family and school, leaving many children to learn it on their own. The problem is that, without proper guidance, they may never grasp fundamentals like saving, balancing a budget, and avoiding debt, which can lead to stress and hardship when they grow up.

To ensure that your kids become money-smart adults, here are three things to keep in mind: 

Read More

How to Keep Your Christmas Budget Merry and Bright

Posted by BALANCE on Dec 1, 2017 9:30:39 AM

Whether you’re ready or not, the Christmas season has officially begun. And while this time of year can be a great opportunity to connect with family, it can also be traumatic for your finances if you’re not careful.

So how do you buy gifts for everyone on your list without blowing up your budget? Try these tips:

Read More

4 DIY Solutions to Help your Christmas Budget

Posted by BALANCE on Dec 8, 2016 11:41:25 AM

 

Christmas spending can be a budget buster. The expenses are numerous: presents, wrapping paper, food, travel and more. However, if you don’t have the funds to buy everything you want, there is no need to despair. With a little DIY creativity, you can get through the Christmas season without draining your checking account.

1. Get crafty

Why spend $40 to buy a scarf if you can knit it yourself with $15 of yarn? If you have a knack for crafts, making your own gifts is a great way to save, since supplies usually cost less than the finished product. Not only are homemade gifts cheaper, but many people appreciate them more than store-bought presents because of the personal touch. Don’t know your way around a glue gun? A framed photo always goes a long way.

Read More

Topics: budget, Christmas, diy

OUR PROMISE:

Giving it all we've got, every day and everywhere.

At Jolt Credit Union, we believe that bold ideas lead to memorable results. We don't only support our members, we advocate for them. There's nothing we can't accomplish together.

Subscribe Here!

Recent Posts

Posts by Tag

See all