Jolt Credit Union | Bethany Dutcher, VP Marketing

Bethany Dutcher, VP Marketing

6 Reasons to Switch to eStatements

Posted by Bethany Dutcher, VP Marketing on Oct 19, 2020 3:54:31 PM

If you are still waiting for your printed statements every month, there is a faster way to access your Jolt Credit Union account statement with eStatements.

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5 Ways to Boost Your Immunity During the Coronavirus Pandemic

Posted by Bethany Dutcher, VP Marketing on Apr 15, 2020 9:31:55 AM

1. Reduce stress

Stress hormones strain the immune system so it can’t do its best at protecting us from those nasty bacteria, says Dr. Tammy Born of the Born Clinic, Grand Rapids, Mich. Reduce the amount of stress in your life by practicing mindfulness, keeping in touch with friends and family through virtual means while social gatherings are restricted and by checking the news less often while the pandemic rages.

2. Get enough shut-eye

Adequate sleep helps keep your immune system strong and proficient at fighting off illness, according to WebMD. Aim for 7-9 hours a night to give your body the best fighting chance against foreign invaders.

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Topics: Stay Home, Stay Safe Order, immunity

5 Tips to Stay Healthy

Posted by Bethany Dutcher, VP Marketing on Mar 17, 2020 9:03:13 AM

At Jolt Credit Union, your wellness and financial well-being are our top priority as we face the rapidly evolving coronavirus (COVID-19) pandemic. Here are five additional ways to help you stay healthy and avoid spreading germs.

Use Mobile Pay instead of cash
Cash can be touched by hundreds of people in a matter of hours and germs can linger on surfaces for days.
Pay at the pump.
You can avoid being close to people and other contacts. Use a Clorox wipe to disinfect the pump handle and make sure to wash your hands afterward.
Set up automatic bill payments.
Many people go to the store to pay their store credit cards or stop by the post office to mail their bills. By using online bill pay to make your payments, you can avoid the crowds and have a better chance of staying healthy Bonus: You will save time each month paying this bill once it is set up and you won’t be tempted to make purchases when you are in the store, giving your budget a little boost.

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Topics: coronavirus COVID-19, staying healthy

Why More People Are Opting to Watch the Big Game at Home

Posted by Bethany Dutcher, VP Marketing on Jan 31, 2020 9:52:18 AM

It’s time to decide where to watch the BIG game. While going to a sports bar has appeal, more people are choosing to stay home. In cities with NFL teams, as well as in cities without NFL teams, it’s been reported that Sunday sports bar foot traffic dropped by double digits.
Why the move from sports bars?

Increasingly, people are choosing to stay at home rather than going to their favorite spots to watch their games. The proliferation of options for online watching is at least one way to explain this trend.

Lots of fans, however, say it it just too expensive to hang out in a sports bar. The food tends to be costly and not worth the high price tag. Also, more people are trying to eat healthier food, a goal that’s easier to achieve at home.

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Topics: Super Bowl

Jolt's Book Review: Everything is Figureoutable

Posted by Bethany Dutcher, VP Marketing on Jan 22, 2020 1:11:52 PM

Dreaming up big goals is easy; it’s finding a way to achieve them that can sometimes feel impossible. Maybe you decided this is the year you double your contributions to your retirement account or finally pull yourself out of debt. Whatever your big dreams may be, Marie Forleo’s new book Everything is Figureoutable will show you how to make them happen.

Forleo describes her mom as a woman with the tenacity of a bulldog and the language of a truck driver. The author’s chief philosophy, and the primary principle of her book, is centered on the wise words her mom shared with her, “Nothing in life is that complicated. You can do whatever you set your mind to if you just roll up your sleeves, get in there, and do it. Everything is figureoutable.”

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Topics: book review, everything is figureoutable

11 Ways to Scale Back on Food Costs

Posted by Bethany Dutcher, VP Marketing on Jan 17, 2020 8:59:33 AM

1. Never shop before making a detailed menu for the week.
2. Use coupons whenever possible.
3. Cook with seasonal produce.
4. Use the generic brands for cleansers, shampoos and detergents instead of brand-name products.

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Topics: shopping on a budget, saving money, money mistakes, bargains, budget meal

6 Misleading Advertising Ploys To Beware Of This Black Friday

Posted by Bethany Dutcher, VP Marketing on Nov 12, 2019 4:40:01 PM

Here at Jolt Credit Union, we hate to see your money go to waste, so we've put together a list of misleading advertising schemes you may come across when hunting for deals this Black Friday.

Be an informed consumer and shop smartly!

Very limited quantities

That $200-off supersized TV screen on the front page of the big-box circular that just landed in your mailbox looks like an incredible deal-until you show up at the store on Black Friday, only to find it's sold out. Of course, no deal lasts forever, but when a store that has only been open for the day a few hours claims it's already run out of an item, you can assume it only stocked a very limited quantity. The heavily marked-down and heavily advertised item was a ploy to get you into the store to shop.

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Topics: Black Friday

Thanksgiving Hacks to Save Time, Stress & Money

Posted by Bethany Dutcher, VP Marketing on Nov 8, 2019 8:58:32 AM

Thanksgiving prep stressing you out? Wondering how you're going to get everything done in time for the big day and stick to your budget at the same time?

We're here to help! Whether you're travelling home for the holiday or hosting a houseful of guests, we've got you covered. Jolt Credit Union is proud to present clever Thanksgiving hacks to save you time, stress and money as you prepare for Turkey Day.

Get an accurate guest count as early as possible

If you're hosting, this should be your first step - even before you start thinking menus and recipes. Find out exactly how many guests you're expecting for Thanksgiving dinner so you don't overcook or need to run out at the last minute for more groceries.

Plan your menu early

Draw up an exact menu as early as possible before you start stocking up on ingredients. This way, you won't pick up random food items just in case you may end up needing them.

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Topics: budget meal, Thanksgiving, holidays

Dollar Stores: Worth The Price?

Posted by Bethany Dutcher, VP Marketing on Sep 23, 2019 4:42:57 PM

Q: I love browsing my local dollar store, but I often end up spending more than I planned or regretting my purchases. Are dollar stores worth the price?

A: Dollar stores can be tremendous spending traps, but they can also be a great way to snag a bargain. It's all in how you plan your visit.

Read on to learn how to get the best deal at the dollar store.

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Topics: dollar store, bargains

7 Money Myths to Stop Believing Now

Posted by Bethany Dutcher, VP Marketing on Sep 10, 2019 9:10:35 AM

We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false.

Read on for 7 money myths that might be causing you more financial stress than benefit.

Myth #1: Debit is always better than credit.

Do you automatically reach for your debit card when making a purchase? While it's true that paying for your expenses with money you already have in your account is often the best choice, there is a time and a place for credit cards as well.

The real deal: Credit cards get a bad rap for the debt trap they represent, but they should be your payment method of choice on occasion. Building and maintaining a strong credit history is crucial for your financial wellness; one way to achieve this is by using a credit card and paying the bill on time. Some credit cards offer purchase protection, which makes them the smarter payment method for big-ticket items.

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Topics: money, finances, money mistakes