Melissa Egeler, Marketing Assistant

Recent Posts

Is Now The Perfect Time To Buy A New Car?

Posted by Melissa Egeler, Marketing Assistant on Jan 26, 2016 9:10:00 AM

Americans have a definite love affair with driving - and there's nothing like falling fuel prices to speed our heartbeats. As prices at the pump go down, if you're like everyone else, your thoughts may be turning toward buying a new vehicle or planning that next road trip or family vacation.

With gas prices at their lowest levels since 2009 and interest rates probably the best they'll be all year, now might be the perfect time to do both.

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Topics: auto, loans, car loan

What Should I Look For In My Credit Report?

Posted by Melissa Egeler, Marketing Assistant on Jan 14, 2016 10:58:18 AM

The beginning of the year is a time of resolutions and renewal.  Even if you're not the kind of person who hits the gym with renewed vigor come January, getting those post-holiday credit card statements can get your heart racing. That's why the beginning of the year is a great time to check in on your financial standing and make sure you weren't the victim of holiday fraud and that your credit is in good shape.  

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Topics: annualcreditreport, credit score, credit report

New Year's Resolutions

Posted by Melissa Egeler, Marketing Assistant on Jan 7, 2016 3:50:11 PM

By the end of January, many of us will have forgotten all about our New Year's resolutions. It can be difficult to change our lives, even when it's for the better.  Knowing this, we want you to know that, in your financial life, there are changes you can make today that will last the entire year.  Here are three resolutions you can set today and some follow-up goals for the rest of the year. 

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Topics: Saving, loans, debt management, Resolutions

Three Questions for 2015/2016

Posted by Melissa Egeler, Marketing Assistant on Dec 28, 2015 11:09:15 AM

As 2015 draws to a close, it's time to figure out if you're in your best possible financial shape.  While performing a self-audit can seem a daunting task, we've created a simple way to get started.  Below, we ask three questions about where you are now compared to where you were a year ago. Your answers should help you understand if you made the right choices in 2015.  After that, we've got three more questions to help guide your 2016.  

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Topics: financial goals

Christmas Spending Is Getting Smarter

Posted by Melissa Egeler, Marketing Assistant on Dec 8, 2015 4:04:18 PM

The average American will spend nearly $900 on Christmas presents this year. If you have two adults in your household, that's almost $1,800.  The odds are good that you've already spent a good chunk of that on Black Friday, Small Business Saturday, and Cyber Monday specials.  In looking at the sales numbers from the weekend, Americans are getting smarter about how they spend that money.  Brick and mortar stores suffered about a billion-dollar decrease in sales from 2014, largely avoiding many of the big-ticket items that lure customers into waiting overnight in cold parking lot lines.  Instead, consumers pushed online purchases to a record high of $4.45 billion, roughly 20 percent more than last year. At the time of this writing, Cyber Monday sales had not yet been released, so we can't compare those.  

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Topics: Saving, Christmas, Shopping, Spending

Good Debt, Bad Debt

Posted by Melissa Egeler, Marketing Assistant on Nov 17, 2015 3:44:40 PM

Today's students pay a premium to go to college.  It's more expensive than ever to pay tuition, textbooks are borderline extortion, and after inflation the minimum wage is about 30% less than it was a few decades ago. So working all summer to pay for school has turned into working as many hours as you can to support yourself while taking out a staggering amount of loans.  We all know it; the headlines are everywhere.  

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Topics: debt, student loans

Gift Card Holiday Shopping Guide

Posted by Melissa Egeler, Marketing Assistant on Nov 13, 2015 12:01:05 PM

With Thanksgiving only a few weeks away, Christmas shopping is on the minds of many.  You might have gotten off to a solid start but have a few people left on your list that have you stumped when it comes to deciding what to get them. One of the simplest ways to check them off as complete is to pick up a few gift cards.  Clearly, they have become a go-to gift given that Americans spent nearly $32 billion on gift cards last year.  So it should come as no surprise that you'll hear a lot more about gift cards as November rolls on. This is particularly true of your Facebook friends and family, who are probably choosing sides with one camp believing gift cards to be far superior to traditional gifts and the others finding them incredibly impersonal.  This guide will go over the case for and against gift cards and give yousome tips on how to save money when shopping forthem.

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Topics: Christmas, Shopping

Six Simple Money Routines to Start Today!

Posted by Melissa Egeler, Marketing Assistant on Nov 9, 2015 11:49:40 AM

Know your Number

You can get your official credit score absolutely free three times a year from AnnualCreditReport.com. Check it every four months to make sure you’re on track with where you want to be and to make sure there is no suspicious activity that you may be unaware of.

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Topics: finances, money management

Frugal Autumn Decorating Ideas for the Home

Posted by Melissa Egeler, Marketing Assistant on Sep 22, 2015 9:19:10 AM

With its rich and vibrant colors, autumn has to be one of the best seasons for decorating. The crisp air, cold nights and gorgeous foliage all help to inspire cozy and colorful decor for the home. Here are 4 unique ideas to spruce up your home for the autumn season.

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Topics: home decor, crafts

Last Licks Of Summer

Posted by Melissa Egeler, Marketing Assistant on Aug 31, 2015 10:05:58 AM

If you don’t believe that the grass is always greener on the other side of town, consider this: Most Americans don’t know what’s in their own backyards. People often pile into cars to go “away” while cars piled with other vacationers are pulling into the very town they’re leaving.

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