Melissa Pashak, Marketing Specialist

Recent Posts

12 Tips for a Financially Healthy Family

Posted by Melissa Pashak, Marketing Specialist on Mar 22, 2021 3:42:38 PM

 

Just as we practice staying in good physical health, it’s also important to be sure we are practicing good financial health. Financial check-ups are a great way to be sure that you and your family are on the right financial track. Here are 12 tips to help get you started.

1. Track spending to know where your money goes. Identify expenses that can be reduced or eliminated—and take immediate action.

2. Expect and prepare for emergencies. Aim for six months worth of expenses set aside in a liquid account.

3. If housing costs are too high, consider downsizing, renting or home sharing with friends or family members.

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Staying Safe Online

Posted by Melissa Pashak, Marketing Specialist on Oct 7, 2020 12:33:16 PM

With the average American spending 24 hours a week online, internet safety is more important than ever. A hacked or compromised computer can put you at risk for money loss, phishing scams or even complete identity theft.

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Topics: Security, Online, Cyber Security

AMP Teen Club: (Credit) History in the Making

Posted by Melissa Pashak, Marketing Specialist on Jul 15, 2020 4:03:56 PM

Think you’re too young to worry about your credit history? Think again! Credit history can open doors. One day you’ll need a loan to buy something big like a car or a house. To do this, you’ll need a positive credit history. The earlier you learn good credit habits, the better.

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Topics: credit, credit score, credit report, teens

Fun Activities to do with Your Kids at Home

Posted by Melissa Pashak, Marketing Specialist on Mar 25, 2020 11:23:31 AM

It isn’t easy to be holed up at home with just your family for company. After just a few days, you may be thinking there isn’t enough coffee or chocolate in this world for a parent who’s stuck home with their kids for weeks at a time. As the parent, though, you have the unique opportunity to set the tone in your home and decide if these weeks will be a nightmare for everyone, or filled with precious memory-making and family-bonding activities.

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Topics: family, diy, everything is figureoutable, coronavirus COVID-19, staying healthy

DIY Halloween Décor

Posted by Melissa Pashak, Marketing Specialist on Oct 21, 2019 4:02:36 PM

Don’t blow big bucks on your Halloween décor when you can DIY for a fraction of the price! Check out our list of creative, fun and inexpensive projects to make your home the spookiest haunt on the block.

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12 Things to do Before Your Summer Getaway

Posted by Melissa Pashak, Marketing Specialist on Jul 2, 2019 1:52:05 PM

Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your dream summer getaway. Before you head out, read through this checklist of important things people tend to forget before leaving for vacation.

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9 Ways for Kids to Make Money

Posted by Melissa Pashak, Marketing Specialist on Apr 18, 2019 2:18:23 PM

The best way to teach a child financial responsibility is by encouraging her to earn and manage money on her own. As the weather warms and summer nears, there are many opportunities for your kids to pull in some extra money. 

If money-making is not on your children’s minds, you may need to direct them toward that line of thinking. The next time they ask you to buy something that’s out of budget, tell them they can earn the money to buy it themselves. As an alternative, suggest that you’ll cover half the cost if they earn the other half. Talk to them about finding a summer job, the work they can do on weekends, or suggest a one-time gig they can initiate. 

In honor of Youth Savings Month, let’s take a look at 9 easy ways your kids can earn some extra cash. 

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Spring Cleaning Hacks

Posted by Melissa Pashak, Marketing Specialist on Apr 9, 2019 12:21:18 PM

The sun is shining, the birds are chirping, the flowers are blooming—and your cluttered closets are calling. Time to roll up your sleeves and whip your home into shape. And yes, this means you! It’s been a long winter and you’ve let the clutter grow, all over your garage, across your basement and up into your attic crawl space. And your bedroom closets? We’re not even going there. 

As always, Catholic Federal is here to help! Use this handy list of creative cleaning hacks to banish those dust bunnies without spending a fortune on organizers and cleaning solutions. Plus, you’ll be doing your part to help keep the planet green by skipping over those toxic cleansers this year. 

Let’s get cleaning! 

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5 Ways To Pay Off A Loan Early

Posted by Melissa Pashak, Marketing Specialist on Mar 8, 2019 5:42:32 PM

If you’re like most Americans, you owe money on a large loan. Whether that’s credit card debt, a mortgage and/or a car loan, loan debt is part of your life. And that means you’re looking at hundreds of dollars in interest over the life of the loan. There’s also the mental load of knowing you’ll be paying on the debt for years to come.

Did you know there are simple tricks you can employ to lighten the load? With a carefully applied technique, you can pay off your mortgage, auto loan, credit card debt and any other debt you’re carrying sooner than you thought possible. These tricks are light on your finances, but they can make a big difference to the total interest you’ll pay over the life of the loan and get you debt-free faster.

A note of caution: Check with your lender before employing any approach, as some loans have penalties for making extra or early payments.

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7 Ways to De-Stress for Less

Posted by Melissa Pashak, Marketing Specialist on Feb 20, 2019 1:03:36 PM

Winter doldrums got you down? The empty calendar making you feel blue? Don’t pull out your wallet for some “retail therapy” just yet! 

Right now is the time of year when the blues hit the hardest, so many people turn to their favorite foods, a round of shopping or some other costly means of escape. However, you can get the same results without spending a penny. Let Catholic Federal show you how to de-stress for less and send that down mood packing! 

Read on for 7 pick-me-ups that are absolutely free. 

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