Have you received a congratulations email on winning the lottery? Or maybe one is claiming that your long-lost relative in a foreign land needs help getting back to the United States? How about a phone call from a ‘bill collector’ or a letter in the mail notifying you of a balance owing that must be paid or the police will be at your door? There are multiple ways this communication can be sent and received, but a common theme amongst them all is they want you to send them something – money! Maybe not right off the bat, but eventually these scammers will either gain your trust or scare you into giving them enough personal identifying information to do real damage.