If you keep up with financial news at all, you know your credit score is one of the most important and widely circulated bits of information about you. It determines the outcome of many of your adult life decisions. The kind of car and house you can afford, the rates you’ll pay for insurance and credit cards, and even the kinds of jobs you can get all hinge on your credit score. While much of credit-building will have to wait until after graduation, there are ways you can control your credit score now: pay your bills (and pay them on time), keep your debts low and keep your name off credit card applications.
1) Get (and keep) a clean payment record